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Spending Insights

Get a deeper view of your spending patterns and trends with /insight — powered by analysis of your expense history.

Running insights​

/insight

Or ask naturally:

show me spending insights
what are my spending trends?

What's included​

Categories where spending has shifted significantly (≥25%) compared to two months ago:

3-month trends
  📈 Food        ▲ 42%
  📉 Transport   ▼ 31%

Biggest movers vs last month​

Categories with the largest increase or decrease (≥20%) compared to the immediately prior month — top 3 by magnitude:

vs last month
  ▲ Food        35%  MYR 800 vs 590
  ▼ Transport   22%  MYR 195 vs 250

Unusual expenses​

Categories where this month's spend is more than 1.6× your two-month average — helps you catch one-off splurges or billing surprises:

Unusual this month
  🔴 Entertainment  MYR 450  (2.3× your usual)

Fixed costs​

Your total committed monthly spend from active recurring expenses, listed individually:

Fixed costs  MYR 287/month
  · Netflix          MYR  17.00
  · Gym membership   MYR 120.00
  · Internet         MYR 150.00

Top spending day​

The single highest-spend day this month, with total and transaction count.

Busiest day of week​

The day of the week (Mon–Sun) with the highest average spend across the last 3 months — useful for spotting weekly patterns.

Savings rate trend​

If you track income, the savings rate for each of the last three months is shown so you can see whether you're saving more or less over time:

Savings rate  Jan 22%  →  Feb 18%  →  Mar 25%  ↗

Plan requirement​

Spending insights require a Pro or Ultimate plan.

note

Trend comparisons project the current month to a full-month equivalent for fair comparison. This projection only applies once at least 7 days of data are available for the current month.

tip

Pair /insight with /predict and /budget for a complete picture — insights show where you've been, predictions show where you're heading, and budgets keep you on track.

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