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Net Worth

Get an instant snapshot of your total net worth across all accounts.

/networth

What it shows​

Duitbot groups all your accounts into assets and liabilities:

  • Assets — Bank, E-Wallet, and Cash accounts (positive balances)
  • Liabilities — Credit Card accounts (outstanding debt)

Each account is listed with its current balance and currency.

Per-currency subtotals​

If you hold accounts in multiple currencies, Duitbot shows a net subtotal for each currency separately. Then it converts everything to your default currency for a single grand total.

Conversion accuracy​

  • ≈ prefix — the grand total involves a single-step currency conversion (one live rate used)
  • ~ prefix — at least one exchange rate was unavailable; the total is an approximation

Group scope​

When you're in a group, /networth includes both your personal accounts and the group's shared accounts, labelled separately:

Personal
  Maybank       MYR 4,200.00
  Touch n Go    MYR   320.50

Group: Family
  Joint Account MYR 8,500.00
  CIMB CC      -MYR   450.00  (liability)

Switch to personal scope with /switchgroup if you want to see only your own accounts.

Credit card accounts​

Credit card balances are shown as negative values in the net worth calculation — they represent money you owe, not money you have. A credit card with zero outstanding contributes MYR 0 to your net worth.

Keeping it accurate​

Net worth is only as accurate as your logged data. For best results:

  • Keep account balances up to date via topups and transfers
  • Link expenses and income to the right accounts so balances move automatically
  • Record credit card payments as transfers from your bank to the credit card account
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